Sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum.
An estimated 34 million Americans provide unpaid care to adults age 50 or older every year, according to the National Alliance for Caregiving and AARP, and that number is rapidly growing. More than half of those caregivers feel they have to make compromises at work to care for their aging parents, according to a new survey from Home Instead, Inc., franchisor of the Home Instead Senior Care network.
With the rise in our aging population, more and more adult children are assuming the role of caregiver while also maintaining a full- or part-time job. This pressure to balance work and caregiving responsibilities has left 61 percent of working caregivers feeling as if they must choose between being a good employee and being a good daughter or son. To make matters worse, only 29 percent of these caregivers are satisfied with their employer’s family leave policy.
As this issue grows to impact a larger percentage of the workforce, it will be essential that employees and employers work together to find solutions. Consider the following recommendations as ways to get started:
1. Ask for help – For caregivers, it can be extremely difficult, but also tremendously beneficial, to ask their employer for help. For employers, create opportunities for employees to express their needs. Schedule brief weekly meetings to check in and ask how they are doing. Transparency helps eliminate pressure on the employees to keep their concerns to themselves.
2. Create a flexible policy -When it comes to caring for a loved one, there are no fixed hours or planned deadlines; emergency situations can come at any moment. With a plan in place, employers and employees can be on the same page about flexible working hours or situations that require time off.
3. Offer in-office assistance – Employers can create a culture of safety for working caregivers by forming a support group for employees who are in similar situations. Such groups not only provide a place for relief, but also create the opportunity for employees to grow relationships with one another – positively affecting workplace culture.
4. Provide care for the caregiver – It can be easy for a caregiver to quickly forget about his or her own needs when caring for a loved one. Encourage individuals to take time to care for their own physical, mental and emotional well-being. In addition, pay attention to signs that indicate your employee may need a break. Connect them with available resources or encourage time away from work.
5. Make time to listen – Lending an ear is one of the most impactful things an employer can do for a working caregiver. More than half of caregivers have expressed feelings of depression and find it difficult to care for themselves. When employers open the door for a conversation, they are providing hope and reassurance to the working caregiver.
Each year, June 1-7 is designated as CPR and AED Awareness Week. This year, the significance is especially striking. As most Americans continue to spend more of their time at home during the COVID-19 pandemic, the odds of cardiac arrests in a home setting are likely to increase, according to the American Heart Association. Each year, more than 350,000 out-of-hospital cardiac arrests occur in the United States, with about 70 percent happening in homes. Fortunately, Hands-Only CPR can be performed by family or household members. Even in the time of COVID-19, household members may be the lowest-risk providers of CPR at home because they have likely already been exposed, if, in fact, the cardiac-arrest victim has COVID-19.”Rather than waiting for first responders to arrive, performing immediate CPR in the case of cardiac arrest can double or triple a victim’s odds of survival,” says Comilla Sasson, M.D. and Vice President of Emergency Cardiovascular Care at the American Heart Association. “If you are willing and able to do CPR, you should do CPR, even during this pandemic.”Hands-Only CPR involves two simple steps and anyone can learn it from a 90-second video available at heart.org/handsonlycpr.Step 1: If a teen or adult in your home suddenly collapses, call 911 immediately. Step 2: Place one hand on top of the other as shown in the video and push hard and fast on the victim’s chest.
Tempo matters. Rescuers should push on the chest at a rate of 100 to 120 beats per minute and the American Heart Association advises following the beat of any of several songs, including “Stayin’ Alive,” by the Bee Gees, “Crazy in Love,” by Beyoncé featuring Jay-Z, “Hips Don’t Lie,” by Shakira” or “Walk the Line,” by Johnny Cash. People feel more confident performing Hands-Only CPR and are more likely to remember the correct rate when trained to the beat of a familiar song. In 2009, the American Heart Association launched a nationwide Hands-Only CPR campaign, supported nationally by an educational grant from the Anthem Foundation, to raise awareness about this life-saving skill. More than 10 million people have been trained in Hands-Only CPR via events, training kiosks, and video education with the Foundation’s support. Take advantage of shelter-in-place time and brush up on your Hands-Only CPR skills: you just might save someone you love. Visit heart.org/handsonlycpr to watch and share the Hands-Only CPR instructional video.
Sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum.
With the start of a new decade a mere few weeks away, Americans are feeling particularly good about closing out 2019 when it comes to their current and future financial situation. That said, many are vowing to make it a priority to reduce the burden of personal debt that they incurred this year.
According to Fidelity Investments’ 2020 New Year Financial Resolutions Study, 82 percent of respondents say they are in a similar or better financial position than they were in last year. Most credited their success to their own good habits – saving more (47 percent) and budgeting (29 percent) – rather than their investment gains (18 percent) from a stock market that made one high after another. Less than 25 percent put it down to having been able to work more hours in a strong economy.
And, as the study makes clear, they want to keep the momentum going.
Of the 67 percent considering making a financial resolution, “saving more” and “paying down debt” topped the list, respectively, at 53 percent and 51 percent.
“Living a debt-free life was the biggest motivator for them,” says Melissa Ridolfi, Fidelity’s vice president of retirement and college products.
Heck, given the choice between the classic New Year’s resolution of losing five pounds or socking away $5,000, a resounding 84 percent in the national survey of 3,012 adults opted for savings.
If you want to avoid the biggest and smallest mistakes that respondents made, read on:
• Dining out too much (36 percent).
• Spending too much on non-essentials, such as unused apps, streaming media services, and subscription retail boxes (29 percent).
• Taking on debt or adding to existing debt (28 percent).
•Splurging on something they couldn’t really afford (28 percent).
• Unexpected medical expenses (24 percent).
• Failing to save as much for retirement as they should (18 percent).
So with all the interest in getting a grip on debt, who seems to be faring the best at it?
Boomers, the study finds, with 29 percent crediting being better off financially at year’s end to having refinanced, paid off, or reduced debts or loans. Generation X, the next oldest, trailed at 21 percent, followed by 19 percent of millennials, and just 6 percent of Generation Z.
“Boomers are getting the message that the closer they get to retirement, the more essential it becomes to get their debt under control to make the most out of retirement savings,” Ridolfi says.
Certainly there’s no law that says you have to make a New Year’s resolution – financial or otherwise – but even a huge chunk of those surveyed who weren’t contemplating explicitly doing so, still say they are planning on building up emergency funds. As for what you might call the “traditionalists” out there? Fidelity has some tried-and-true tips that can help ensure your financial vows don’t wind up being among the 80 percent of all resolutions that U.S. News says, alas, fail by the second week of February.
The firm also has an impressive, free online “Moments” tool designed to help you plan for lifestyle changes or react to a myriad of curveballs – i.e., the unexpected medical expenses cited as a big setback in the study – that life throws at you. And accessing the Fidelity Retirement Score gives you a quick look at where you stand with your savings.
Oh, and here’s one last thing to see if you can relate: Seventy-eight percent of those surveyed predicted they’d be even better off financially in 2020.
As I have mentioned in my earlier articles that I am an avid reader and love reading.
This article is not about giving tips to anybody or recommending any expensive books or techniques that will transform your child into a Super child. This article is about inculcating reading habit naturally into any child by introducing books of child’s interest.
This article is about my journey with my son who is 7 years old and how he has got a natural bent for reading. My son completely enjoys reading a variety of books. I am sharing this with all you Kind and Nice people so you may connect with my experience.
I believe that the roots of learning lies in the good habits and quality time you spend with your kids.
You do not need to buy the most expensive books to read to your child. There are many good reads available at nominal prices on e-commerce sites like Amazon, Flipkart,Firstcry or you can just walk up to your nearest book store and pick anything as per your child’s age. You can buy used books from Amazon or used book sellers. I do not mind buying second-hand books from book sellers dealing in used books.
I started reading books to my son when he was 7 months old.
I brought the initial books from a Gift card amount 1000 Rs that I have received in my office. Some of his initial books are used books shared by cousins. Even now, he does not mind reading books given with love by relatives and friends.
I brought his initial books from Landmark Store using the gift card. I have brought two beautiful books one of which has beautiful nursery rhymes and another one has an alphabet with beautiful pictures. Later on, I added a few more books in his collection which I have brought from a bookstall exhibited in my office. I spent approx 200 Rupees to buy 3 books which were priced between 50 to 90 Rupees.
Initial Books of My Son
When my son turned almost 3 years old, I purchased a pack of Be Good Stories by Dreamland Publications from Amazon which was priced approx 500 under Amazon lightning deals and started reading a story to him every day. After that, he received a few used books from his cousins. When he turned 4 years, I added a few books in his library which I brought from the International Book Fair at Pragati Maidan, New Delhi. One book that he could recite completely was Hulk to the Rescue by Marvel. I was amazed to see how he could narrate the story in exact words as in the book. A few of his favorites are:
Grandma’s bag of Stories by Sudha Murty
The Stinky Cheese Man and Other Fairly Stupid Tales
Geronimo Stilton Books by Scholastic
Tigers for Dinner by Ruskin Bond
151 Akbar Birbal Stories
5-Minute STAR WARS Stories by Disney
Stink and the Ultimate Thumb-Wrestling by Megan McDonald
Vikram & Betaal
Books by Marvel Studio
Books From My Son’s Collection
Books From My Niece’s Collection
He has a collection of amazing books procured from multiple sources. He also exchanges and shares his books with his friends. This habit gives him and his friends access to more books at no additional cost.